Loan & EMI Calculator

Calculate repayments and download your complete loan schedule.

Free tool

Loan details

Loan amount (LKR)

Annual interest rate (%)

Interest method

Term

Term unit

First payment date

Reducing balance: interest is calculated on the outstanding balance. Flat rate: interest is calculated on the original loan amount. Estimates exclude fees, insurance, taxes, and lender-specific rounding.

Repayment summary

Reducing balance

Monthly installment (estimated)—

Loan amount—

Total interest—

Total repayment—

Number of installments—

Last payment may differ slightly to clear the balance. The schedule is an estimate, not a bank quotation.

Repayment schedule

Scroll within the table to see more installments. The downloads include the complete schedule.

No.	Payment date	Opening balance	Installment	Principal	Interest	Closing balance

Your loan details are calculated in your browser and are not submitted to LearnNow.lk. PDF and Excel exports require loading document libraries from external CDNs.